@import url('https://fonts.googleapis.com/css2?family=DM+Sans:ital,opsz,wght@0,9..40,400;0,9..40,500;0,9..40,700;1,9..40,400&family=Manrope:wght@400;500;600;700;800&family=Outfit:wght@400;500;600;700;800;900&display=swap');

:root {
  --font-display: 'Outfit', 'Manrope', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
  --font-body: 'DM Sans', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;

  --finoza-forest: #073c34;
  --finoza-dark: #052a24;
  --finoza-green: #00b074;
  --finoza-green-bright: #00c853;
  --finoza-mint: #f4f8f6;
  --finoza-cream: #fafcfb;
  --finoza-border: #e0eee7;
  --finoza-text: #162925;
  --finoza-muted: #536f68;
  --mobile-menu-bg: #f4f8f6;
  --mobile-menu-color: #073c34;
}

body.finoza {
  background: var(--finoza-cream);
  color: var(--finoza-text);
  font-family: var(--font-body);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

h1, h2, h3, h4, h5, h6,
.hero-left h1,
.brand-text,
.calc-header h3,
.result-amount,
.button-finoza,
.welcome-pill,
.calc-cta-btn,
.nav-links a {
  font-family: var(--font-display);
}

/* Floating Island Capsule Header (Starplus / Dynamic Island Archetype) */
.finoza .site-header {
  position: fixed;
  top: 18px;
  left: 0;
  width: 100%;
  z-index: 1000;
  pointer-events: none;
  transition: top 0.35s cubic-bezier(0.16, 1, 0.3, 1);
}
.finoza .site-header .nav {
  pointer-events: auto;
  max-width: 1140px;
  margin: 0 auto;
  height: 64px;
  padding: 0 12px 0 24px;
  background: rgba(255, 255, 255, 0.92);
  backdrop-filter: blur(24px);
  -webkit-backdrop-filter: blur(24px);
  border: 1px solid rgba(7, 60, 52, 0.09);
  border-radius: 9999px;
  box-shadow:
    0 12px 36px -4px rgba(7, 60, 52, 0.08),
    0 4px 12px rgba(7, 60, 52, 0.03);
  display: flex;
  align-items: center;
  justify-content: space-between;
  transition: all 0.35s cubic-bezier(0.16, 1, 0.3, 1);
}
.finoza .site-header.scrolled {
  top: 10px;
}
.finoza .site-header.scrolled .nav {
  height: 64px;
  background: rgba(255, 255, 255, 0.97);
  box-shadow:
    0 16px 44px -4px rgba(7, 60, 52, 0.12),
    0 4px 16px rgba(7, 60, 52, 0.04);
  border-color: rgba(7, 60, 52, 0.14);
}
@media (max-width: 900px) {
  .finoza .site-header {
    top: 10px;
    padding: 0 12px;
  }
  .finoza .site-header .nav {
    height: 60px;
    padding: 0 10px 0 18px;
  }
}
.finoza .brand-mark { color: var(--finoza-green); }
.finoza .nav-links a:not(.button-finoza) {
  color: var(--finoza-forest);
  font-weight: 650;
  font-size: 0.92rem;
  letter-spacing: -0.01em;
}
.finoza .header-contact-pill {
  display: flex;
  align-items: center;
  gap: 16px;
}
.finoza .phone-num {
  font-size: .84rem;
  font-weight: 700;
  color: var(--finoza-forest);
  padding: 8px 16px;
  border-radius: 9999px;
  background: rgba(7, 60, 52, 0.04);
  border: 1px solid rgba(7, 60, 52, 0.09);
  transition: all 0.2s ease;
}
.finoza .phone-num:hover {
  background: rgba(7, 60, 52, 0.08);
  border-color: rgba(7, 60, 52, 0.18);
}

@media (max-width: 900px) {
  .finoza .header-contact-pill {
    flex-direction: column;
    align-items: stretch;
    gap: 14px;
    margin-top: 24px;
    padding-top: 20px;
    border-top: 1px solid rgba(7, 60, 52, 0.12);
  }
  .finoza .header-contact-pill .phone-num {
    text-align: center;
    font-size: 1.05rem;
    padding: 10px 0;
  }
  .finoza .header-contact-pill .button-finoza {
    justify-content: center;
    width: 100%;
    padding: 14px 24px;
    font-size: 0.95rem;
  }
}

/* Deep Forest-Charcoal Capsule Button (Matching Floating Island Curve) */
.finoza .button-finoza {
  font-family: var(--font-display);
  background: #08241e;
  color: #ffffff;
  padding: 12px 24px;
  border-radius: 9999px;
  font-weight: 750;
  font-size: .86rem;
  letter-spacing: -0.01em;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  border: 1px solid rgba(8, 36, 30, 0.2);
  cursor: pointer;
  box-shadow: 0 4px 14px rgba(8, 36, 30, 0.15), inset 0 1px 0 rgba(255, 255, 255, 0.08);
  transition: transform .2s cubic-bezier(0.16, 1, 0.3, 1), background .2s ease, box-shadow .2s ease;
}
.finoza .button-finoza:hover {
  background: #0f3d32;
  color: #ffffff;
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(8, 36, 30, 0.25);
}
.finoza .button-finoza span {
  font-size: 1rem;
  transition: transform .2s cubic-bezier(0.16, 1, 0.3, 1);
}
.finoza .button-finoza:hover span {
  transform: translateX(3px);
}

/* HERO: FINOZA GREEN ARCH STAGE */
.finoza .finoza-hero {
  min-height: auto;
  background: var(--finoza-cream);
  display: flex;
  align-items: center;
  position: relative;
  overflow: hidden;
  padding-top: 100px;
}
.finoza .hero-layout {
  display: grid;
  grid-template-columns: 1.05fr .95fr;
  gap: 40px;
  align-items: center;
}
.finoza .welcome-pill {
  font-size: .84rem;
  font-weight: 800;
  color: var(--finoza-green);
  text-transform: uppercase;
  letter-spacing: .1em;
  margin-bottom: 18px;
}
.finoza .hero-left h1 {
  font-size: clamp(2.2rem, 3.4vw, 3.5rem);
  line-height: 1.15;
  letter-spacing: -.035em;
  color: var(--finoza-forest);
  margin: 0 0 20px;
  font-weight: 800;
  text-wrap: balance;
}
.finoza .hero-left h1 span {
  color: var(--finoza-green);
}
.finoza .hero-desc {
  font-size: 1.05rem;
  line-height: 1.6;
  color: var(--finoza-muted);
  max-width: 500px;
  margin: 0 0 30px;
}
.finoza .hero-btn-row {
  display: flex;
  align-items: center;
  gap: 16px;
}
.finoza .dot-matrix {
  width: 90px;
  height: 40px;
  background-image: radial-gradient(#00b074 1.5px, transparent 1.5px);
  background-size: 10px 10px;
  opacity: .45;
  margin-top: 36px;
}

/* Hero Right: Green Arch Stage */
.finoza .arch-stage {
  position: relative;
  display: flex;
  justify-content: center;
  align-items: flex-end;
}
.finoza .green-arch-bg {
  position: absolute;
  width: 380px;
  height: 480px;
  background: linear-gradient(180deg, var(--finoza-green) 0%, #089b67 100%);
  border-radius: 190px 190px 20px 20px;
  bottom: 0;
  z-index: 1;
}
.finoza .hero-advisors-img {
  position: relative;
  z-index: 2;
  width: 420px;
  height: 460px;
  object-fit: cover;
  object-position: center top;
  border-radius: 190px 190px 20px 20px;
  box-shadow: 0 30px 70px rgba(7, 60, 52, 0.18);
}

/* Floating Badges */
.finoza .float-badge {
  position: absolute;
  z-index: 5;
  background: white;
  border: 1px solid var(--finoza-border);
  box-shadow: 0 16px 40px rgba(7, 60, 52, 0.12);
  border-radius: 16px;
}
.finoza .float-badge.trusted-clients {
  top: 90px;
  left: -20px;
  padding: 12px 18px;
  display: flex;
  align-items: center;
  gap: 12px;
}
.finoza .avatar-circles {
  display: flex;
}
.finoza .avatar-circles span {
  width: 26px;
  height: 26px;
  border-radius: 50%;
  border: 2px solid white;
  background: #34d399;
  margin-left: -8px;
}
.finoza .avatar-circles span:first-child { margin-left: 0; background: #059669; }
.finoza .float-badge.trusted-clients strong {
  display: block;
  font-size: 1.1rem;
  color: var(--finoza-forest);
  line-height: 1;
}
.finoza .float-badge.trusted-clients small {
  display: block;
  font-size: .68rem;
  color: var(--finoza-muted);
  margin-top: 2px;
}

.finoza .float-badge.expenses-card {
  bottom: 40px;
  right: -10px;
  padding: 14px 18px;
  width: 140px;
}
.finoza .float-badge.expenses-card small {
  display: block;
  font-size: .68rem;
  color: var(--finoza-muted);
}
.finoza .float-badge.expenses-card strong {
  display: block;
  font-size: 1.25rem;
  color: var(--finoza-forest);
  margin-top: 2px;
}
.finoza .mini-bar-chart {
  display: flex;
  align-items: flex-end;
  gap: 6px;
  height: 30px;
  margin-top: 8px;
}
.finoza .mini-bar-chart span {
  width: 8px;
  background: var(--finoza-green);
  border-radius: 4px;
}

/* SECTION 2: OUR PATH TO TRUST (DUAL COLLAGE) */
.finoza .finoza-about {
  padding: 120px 0;
  background: var(--finoza-cream);
  border-bottom: 1px solid var(--finoza-border);
}
.finoza .about-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
}
.finoza .collage-wrap {
  position: relative;
  height: 480px;
}
.finoza .collage-top {
  position: absolute;
  top: 0;
  left: 0;
  width: 320px;
  height: 280px;
  border-radius: 24px;
  overflow: hidden;
  box-shadow: 0 20px 50px rgba(7, 60, 52, 0.12);
  z-index: 2;
}
.finoza .collage-top img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}
.finoza .collage-bottom {
  position: absolute;
  bottom: 0;
  right: 20px;
  width: 340px;
  height: 280px;
  border-radius: 24px;
  overflow: hidden;
  box-shadow: 0 24px 60px rgba(7, 60, 52, 0.15);
  z-index: 3;
}
.finoza .collage-bottom img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.finoza .finoza-tag {
  font-size: .8rem;
  font-weight: 800;
  color: var(--finoza-green);
  text-transform: uppercase;
  letter-spacing: .08em;
  display: block;
  margin-bottom: 14px;
}
.finoza .about-text h2 {
  font-size: clamp(2.2rem, 3.8vw, 3.4rem);
  line-height: 1.1;
  color: var(--finoza-forest);
  margin: 0 0 20px;
  letter-spacing: -.035em;
}
.finoza .about-text p {
  color: var(--finoza-muted);
  font-size: 1.02rem;
  line-height: 1.65;
  margin: 0 0 16px;
}
.finoza .about-text .secondary-p {
  font-size: .94rem;
  margin-bottom: 32px;
}

/* SECTION 3: 4 SERVICE CARDS WITH CIRCULAR ARROWS */
.finoza .finoza-services {
  padding: 120px 0;
  background: white;
  border-bottom: 1px solid var(--finoza-border);
}
.finoza .services-head {
  text-align: center;
  max-width: 680px;
  margin: 0 auto 60px;
}
.finoza .services-head h2 {
  font-size: clamp(2.2rem, 3.8vw, 3.2rem);
  line-height: 1.15;
  color: var(--finoza-forest);
  margin: 0;
  letter-spacing: -.035em;
}

.finoza .finoza-cards-deck {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 22px;
}
.finoza .service-box {
  background: var(--finoza-mint);
  border: 1px solid var(--finoza-border);
  border-radius: 20px;
  padding: 34px 26px;
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  transition: transform .25s ease, box-shadow .25s ease, background .25s ease;
}
.finoza .service-box:hover {
  transform: translateY(-6px);
  background: white;
  box-shadow: 0 20px 50px rgba(7, 60, 52, 0.08);
}
.finoza .icon-circle {
  width: 58px;
  height: 58px;
  border-radius: 50%;
  background: white;
  color: var(--finoza-green);
  display: grid;
  place-items: center;
  margin-bottom: 24px;
  box-shadow: 0 6px 18px rgba(0, 176, 116, 0.15);
}
.finoza .icon-circle svg {
  width: 26px;
  height: 26px;
}
.finoza .service-box h3 {
  font-size: 1.25rem;
  color: var(--finoza-forest);
  margin: 0 0 12px;
  line-height: 1.2;
}
.finoza .service-box p {
  color: var(--finoza-muted);
  font-size: .88rem;
  line-height: 1.55;
  margin: 0 0 26px;
}
.finoza .arrow-circle-btn {
  margin-top: auto;
  width: 36px;
  height: 36px;
  border-radius: 50%;
  border: 1px solid var(--finoza-border);
  background: white;
  color: var(--finoza-forest);
  display: grid;
  place-items: center;
  font-size: 1rem;
  font-weight: 700;
  transition: all .2s ease;
}
.finoza .service-box:hover .arrow-circle-btn {
  background: var(--finoza-green);
  border-color: var(--finoza-green);
  color: white;
}

/* SECTION 4: BOOSTING FINANCIAL KNOWLEDGE */
.finoza .finoza-knowledge {
  padding: 120px 0;
  background: var(--finoza-cream);
  border-bottom: 1px solid var(--finoza-border);
}
.finoza .knowledge-grid {
  display: grid;
  grid-template-columns: 1.15fr .85fr;
  gap: 50px;
  align-items: center;
}
.finoza .knowledge-green-box {
  background: var(--finoza-forest);
  color: white;
  border-radius: 28px;
  padding: 56px 48px;
  box-shadow: 0 24px 60px rgba(7, 60, 52, 0.2);
}
.finoza .mission-tag {
  color: var(--finoza-green-bright);
  font-size: .8rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: .1em;
  display: block;
  margin-bottom: 12px;
}
.finoza .knowledge-green-box h2 {
  font-size: clamp(2.2rem, 3.5vw, 3rem);
  line-height: 1.15;
  margin: 0 0 16px;
  letter-spacing: -.035em;
}
.finoza .knowledge-green-box p {
  color: rgba(255, 255, 255, 0.78);
  font-size: .98rem;
  line-height: 1.6;
  margin: 0 0 32px;
}
.finoza .knowledge-check-list {
  display: grid;
  gap: 20px;
}
.finoza .k-item {
  display: flex;
  align-items: flex-start;
  gap: 16px;
}
.finoza .k-dot {
  color: var(--finoza-green-bright);
  font-size: 1.2rem;
  line-height: 1;
  margin-top: 2px;
}
.finoza .k-item strong {
  display: block;
  font-size: 1.05rem;
  color: white;
  margin-bottom: 4px;
}
.finoza .k-item p {
  margin: 0;
  font-size: .88rem;
  color: rgba(255, 255, 255, 0.7);
}

.finoza .knowledge-photo img {
  width: 100%;
  height: 480px;
  object-fit: cover;
  border-radius: 28px;
  box-shadow: 0 20px 50px rgba(7, 60, 52, 0.12);
}

/* SECTION 5: STATS STRIP */
.finoza .finoza-stats {
  padding: 100px 0;
  background: white;
  border-bottom: 1px solid var(--finoza-border);
}
.finoza .stats-head {
  text-align: center;
  margin-bottom: 48px;
}
.finoza .stats-head h2 {
  font-size: clamp(2rem, 3.5vw, 2.8rem);
  color: var(--finoza-forest);
  margin: 0;
  letter-spacing: -.03em;
}
.finoza .stats-row {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}
.finoza .stat-card {
  background: var(--finoza-mint);
  border: 1px solid var(--finoza-border);
  border-radius: 20px;
  padding: 32px 24px;
  text-align: center;
  transition: transform .2s ease;
}
.finoza .stat-card:hover {
  transform: translateY(-4px);
}
.finoza .stat-icon {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: var(--finoza-green);
  color: white;
  display: grid;
  place-items: center;
  font-size: 1.1rem;
  margin: 0 auto 16px;
  font-weight: 800;
}
.finoza .stat-card strong {
  display: block;
  font-size: 2.2rem;
  color: var(--finoza-forest);
  line-height: 1;
  letter-spacing: -.03em;
}
.finoza .stat-card small {
  display: block;
  font-size: .84rem;
  color: var(--finoza-muted);
  margin-top: 6px;
  font-weight: 600;
}

/* SECTION 6: FAQ ACCORDION */
.finoza .finoza-faq {
  padding: 120px 0;
  background: var(--finoza-cream);
  border-bottom: 1px solid var(--finoza-border);
}
.finoza .faq-grid {
  display: grid;
  grid-template-columns: .9fr 1.1fr;
  gap: 70px;
  align-items: start;
}
.finoza .faq-photo {
  position: sticky;
  top: 110px;
}
.finoza .faq-photo img {
  width: 100%;
  height: 460px;
  object-fit: cover;
  border-radius: 28px;
  box-shadow: 0 20px 50px rgba(7, 60, 52, 0.12);
}
.finoza .faq-content h2 {
  font-size: clamp(2.2rem, 3.8vw, 3.2rem);
  color: var(--finoza-forest);
  margin: 0 0 28px;
  letter-spacing: -.035em;
}
.finoza .accordion {
  display: grid;
  gap: 14px;
}
.finoza .faq-item {
  background: white;
  border: 1px solid var(--finoza-border);
  border-radius: 16px;
  padding: 18px 24px;
  transition: border-color .2s;
}
.finoza .faq-item[open] {
  border-color: var(--finoza-green);
}
.finoza .faq-item summary {
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--finoza-forest);
  cursor: pointer;
  list-style: none;
  display: flex;
  justify-content: space-between;
  align-items: center;
}
.finoza .faq-item summary::-webkit-details-marker { display: none; }
.finoza .faq-item summary::after {
  content: "+";
  font-size: 1.3rem;
  color: var(--finoza-green);
}
.finoza .faq-item[open] summary::after {
  content: "−";
}
.finoza .faq-item p {
  margin: 14px 0 0;
  color: var(--finoza-muted);
  font-size: .92rem;
  line-height: 1.6;
}

/* SECTION 7: CALL TO ACTION BANNER & FORM */
.finoza .finoza-cta {
  padding: 100px 0;
  background: white;
}
.finoza .cta-banner {
  background: linear-gradient(135deg, var(--finoza-forest) 0%, #0c614c 100%);
  border-radius: 32px;
  padding: clamp(48px, 6vw, 76px) clamp(24px, 5vw, 60px);
  text-align: center;
  color: white;
  box-shadow: 0 30px 80px rgba(7, 60, 52, 0.2);
}
.finoza .cta-banner h2 {
  font-size: clamp(1.85rem, 3vw, 2.75rem);
  line-height: 1.22;
  margin: 0 auto 16px;
  max-width: 760px;
  letter-spacing: -.03em;
  text-wrap: balance;
}
.finoza .cta-banner p {
  color: rgba(255, 255, 255, 0.85);
  font-size: 1.05rem;
  line-height: 1.6;
  max-width: 620px;
  margin: 0 auto 36px;
}
.finoza .cta-form-wrap {
  max-width: 860px;
  margin: 0 auto;
  width: 100%;
}
.finoza .finoza-form-clean {
  width: 100%;
  display: block !important;
}
.finoza .finoza-form-clean input,
.finoza .finoza-form-clean select,
.finoza .finoza-form-clean textarea {
  width: 100%;
  height: 52px;
  padding: 0 22px;
  border-radius: 999px;
  border: 1px solid rgba(255, 255, 255, 0.25);
  background: rgba(255, 255, 255, 0.12);
  color: #ffffff;
  font-family: inherit;
  font-size: .95rem;
  outline: none;
  transition: background .2s ease, border-color .2s ease, box-shadow .2s ease, color .2s ease;
  box-sizing: border-box;
  display: block;
}
.finoza .finoza-form-clean input::placeholder,
.finoza .finoza-form-clean select::placeholder,
.finoza .finoza-form-clean textarea::placeholder {
  color: rgba(255, 255, 255, 0.72);
}
.finoza .finoza-form-clean input:focus,
.finoza .finoza-form-clean select:focus,
.finoza .finoza-form-clean textarea:focus {
  background: rgba(255, 255, 255, 0.18);
  color: #ffffff;
  border-color: var(--finoza-green);
  box-shadow: 0 0 0 3px rgba(0, 176, 116, 0.3), 0 8px 24px rgba(0, 0, 0, 0.2);
}
.finoza .finoza-form-clean input:focus::placeholder,
.finoza .finoza-form-clean select:focus::placeholder,
.finoza .finoza-form-clean textarea:focus::placeholder {
  color: rgba(255, 255, 255, 0.85);
}

/* Seamless Dark Theme Browser Autofill Override */
.finoza .finoza-form-clean input:-webkit-autofill,
.finoza .finoza-form-clean input:-webkit-autofill:hover,
.finoza .finoza-form-clean input:-webkit-autofill:focus,
.finoza .finoza-form-clean select:-webkit-autofill,
.finoza .finoza-form-clean textarea:-webkit-autofill {
  -webkit-text-fill-color: #ffffff !important;
  -webkit-box-shadow: 0 0 0px 1000px #08332b inset !important;
  box-shadow: 0 0 0px 1000px #08332b inset !important;
  border-color: var(--finoza-green) !important;
  transition: background-color 5000s ease-in-out 0s;
  caret-color: #ffffff !important;
}
.finoza .form-row {
  display: grid;
  grid-template-columns: 1.1fr 1.2fr 1fr auto;
  gap: 12px;
  width: 100%;
  align-items: center;
}
.finoza .form-row .button-finoza {
  height: 52px;
  padding: 0 28px;
  white-space: nowrap;
  font-size: .92rem;
  font-weight: 700;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  box-shadow: 0 10px 24px rgba(0, 176, 116, 0.35);
}
.finoza .form-status {
  font-size: .8rem;
  margin-top: 14px;
  color: rgba(255, 255, 255, 0.7);
  text-align: center;
}

/* PROPER MULTI-COLUMN FOOTER */
.finoza-footer {
  background: var(--finoza-dark);
  color: white;
  padding: 80px 0 36px;
  border-top: 1px solid rgba(0, 176, 116, 0.25);
  position: relative;
}
.finoza-footer .footer-main-grid {
  display: grid;
  grid-template-columns: 1.35fr 1fr 0.9fr 1.25fr;
  gap: 48px;
  align-items: start;
}
.finoza-footer .brand {
  color: white;
}
.finoza-footer .brand-mark {
  color: var(--finoza-green);
}
.finoza-footer .footer-bio {
  margin: 16px 0 20px;
  font-size: 0.88rem;
  line-height: 1.65;
  color: rgba(255, 255, 255, 0.72);
}
.finoza-footer .footer-credentials {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-bottom: 18px;
}
.finoza-footer .footer-credentials span {
  font-size: 0.7rem;
  font-weight: 750;
  letter-spacing: 0.05em;
  padding: 4px 10px;
  border-radius: 99px;
  background: rgba(255, 255, 255, 0.08);
  color: #a6d8c1;
  border: 1px solid rgba(255, 255, 255, 0.12);
}
.finoza-footer .footer-license {
  font-size: 0.76rem;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--finoza-green);
  margin: 0;
}
.finoza-footer .footer-social-row {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-top: 18px;
}
.finoza-footer .social-icon-btn {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.15);
  color: #ffffff;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  transition: transform 0.2s ease, background 0.2s ease, border-color 0.2s ease, color 0.2s ease;
  text-decoration: none;
}
.finoza-footer .social-icon-btn:hover {
  transform: translateY(-3px);
  background: var(--finoza-green);
  border-color: var(--finoza-green);
  color: #ffffff;
}
.finoza-footer .social-icon-btn svg {
  width: 17px;
  height: 17px;
}
.finoza-footer .footer-heading {
  margin: 0 0 20px;
  font-size: 0.8rem;
  font-weight: 800;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--finoza-green);
}
.finoza-footer .footer-links {
  list-style: none;
  padding: 0;
  margin: 0;
  display: grid;
  gap: 12px;
}
.finoza-footer .footer-links a {
  font-size: 0.88rem;
  color: rgba(255, 255, 255, 0.78);
  transition: color 0.2s ease, transform 0.2s ease;
  display: inline-block;
}
.finoza-footer .footer-links a:hover {
  color: #ffffff;
  transform: translateX(3px);
}
.finoza-footer .footer-contact-list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: grid;
  gap: 16px;
}
.finoza-footer .footer-contact-list li {
  font-size: 0.86rem;
  line-height: 1.5;
  color: rgba(255, 255, 255, 0.75);
}
.finoza-footer .footer-contact-list strong {
  display: block;
  font-size: 0.74rem;
  font-weight: 800;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: rgba(255, 255, 255, 0.5);
  margin-bottom: 2px;
}
.finoza-footer .footer-contact-list a {
  color: #ffffff;
  font-weight: 650;
  transition: color 0.2s;
}
.finoza-footer .footer-contact-list a:hover {
  color: var(--finoza-green);
}
.finoza-footer .footer-bottom-bar {
  margin-top: 56px;
  padding-top: 28px;
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 20px;
}
.finoza-footer .footer-copyright {
  display: flex;
  flex-direction: column;
  gap: 4px;
}
.finoza-footer .footer-copyright small {
  font-size: 0.85rem;
  color: rgba(255, 255, 255, 0.65);
}
.finoza-footer .footer-bottom-accent {
  display: flex;
  align-items: center;
  gap: 18px;
}
.finoza-footer .footer-badge {
  font-size: 0.72rem;
  font-weight: 800;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: rgba(255, 255, 255, 0.55);
}
.finoza-footer .three-bars-icon {
  display: flex;
  align-items: flex-end;
  gap: 5px;
}
.finoza-footer .three-bars-icon span {
  width: 7px;
  background: var(--finoza-green);
  border-radius: 3px;
}

@media (max-width: 1024px) {
  .finoza-footer .footer-main-grid {
    grid-template-columns: 1.2fr 1fr;
    gap: 40px;
  }
}

@media (max-width: 640px) {
  .finoza-footer {
    padding: 60px 0 32px;
  }
  .finoza-footer .footer-main-grid {
    grid-template-columns: 1fr;
    gap: 36px;
  }
  .finoza-footer .footer-bottom-bar {
    margin-top: 40px;
    padding-top: 24px;
    flex-direction: column;
    align-items: flex-start;
  }
}

/* RESPONSIVE */
@media (max-width: 1024px) {
  .finoza .hero-layout { grid-template-columns: 1fr; }
  .finoza .about-grid { grid-template-columns: 1fr; }
  .finoza .finoza-cards-deck { grid-template-columns: 1fr 1fr; }
  .finoza .knowledge-grid { grid-template-columns: 1fr; }
  .finoza .stats-row { grid-template-columns: 1fr 1fr; }
  .finoza .faq-grid { grid-template-columns: 1fr; }
  .finoza .form-row { grid-template-columns: 1fr 1fr; gap: 12px; }
}

@media (max-width: 640px) {
  .finoza .green-arch-bg { width: 300px; height: 380px; }
  .finoza .hero-advisors-img { width: 320px; height: 380px; }
  .finoza .float-badge { transform: scale(0.85); }
  .finoza .collage-wrap { height: 380px; }
  .finoza .collage-top { width: 220px; height: 200px; }
  .finoza .collage-bottom { width: 240px; height: 200px; }
  .finoza .finoza-cards-deck { grid-template-columns: 1fr; }
  .finoza .stats-row { grid-template-columns: 1fr; }
  .finoza .cta-banner { padding: 40px 24px; }
  .finoza .form-row { grid-template-columns: 1fr; gap: 10px; }
  .finoza .form-row .button-finoza { width: 100%; }
}

@media (max-width: 480px) {
  .finoza .collage-wrap { height: 280px; width: 100%; max-width: 100%; }
  .finoza .collage-top { width: 62%; height: 180px; }
  .finoza .collage-bottom { width: 65%; height: 180px; }
}

/* Full-Bleed Modern Canvas with Ambient Atmospheric Glow */
.finoza .finoza-hero {
  min-height: auto;
  padding-top: clamp(140px, 14vw, 175px);
  padding-bottom: clamp(60px, 8vw, 96px);
  background-color: #ffffff;
  background-image:
    radial-gradient(circle at 82% 20%, rgba(0, 176, 116, 0.12), transparent 45%),
    radial-gradient(circle at 18% 70%, rgba(7, 60, 52, 0.05), transparent 48%),
    radial-gradient(circle at 50% 0%, rgba(255, 255, 255, 0.95), transparent 60%),
    linear-gradient(180deg, #ffffff 0%, #f4f8f6 100%);
  border-bottom: 1px solid rgba(7, 60, 52, 0.08);
  position: relative;
  overflow: hidden;
}
.finoza .hero-layout {
  grid-template-columns: minmax(0, 1.15fr) minmax(0, 0.85fr);
  gap: clamp(36px, 5vw, 80px);
}
.finoza .welcome-pill {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 24px;
  color: var(--finoza-muted);
  font-family: var(--font-display);
  font-size: .74rem;
  font-weight: 750;
  letter-spacing: .12em;
  text-transform: uppercase;
}
.finoza .welcome-pill::before {
  content: "";
  width: 28px;
  height: 2px;
  background: var(--finoza-forest);
}
.finoza .hero-left h1 {
  font-family: var(--font-display);
  max-width: 740px;
  margin-bottom: 22px;
  font-size: clamp(3.2rem, 6.4vw, 5.8rem);
  line-height: .96;
  letter-spacing: -.045em;
  font-weight: 800;
  color: var(--finoza-forest);
  overflow-wrap: break-word;
}
.finoza .hero-left h1 span {
  color: var(--finoza-forest);
}
.finoza .hero-audience-line {
  font-family: var(--font-display);
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--finoza-forest);
  margin: -6px 0 16px;
  line-height: 1.4;
  letter-spacing: -0.015em;
}
.finoza .hero-desc {
  font-family: var(--font-body);
  max-width: 590px;
  font-size: 1.05rem;
  line-height: 1.68;
  color: var(--finoza-muted);
}
.finoza .hero-btn-row {
  display: flex;
  align-items: center;
  gap: 16px;
  flex-wrap: wrap;
}
.finoza .hero-text-link {
  font-family: var(--font-display);
  display: inline-flex;
  align-items: center;
  min-height: 48px;
  padding: 0 4px;
  border-bottom: 1.5px solid var(--finoza-forest);
  color: var(--finoza-forest);
  font-size: .86rem;
  font-weight: 750;
  letter-spacing: -0.01em;
  transition: color 0.2s, border-color 0.2s;
}
.finoza .hero-text-link:hover {
  color: var(--finoza-green);
  border-color: var(--finoza-green);
}
.finoza .hero-location { display: flex; flex-wrap: wrap; gap: 12px 28px; margin-top: 48px; }
.finoza .hero-location span { position: relative; padding-left: 14px; color: var(--finoza-muted); font-size: .68rem; font-weight: 800; letter-spacing: .1em; text-transform: uppercase; }
.finoza .hero-location span::before { content: ""; position: absolute; left: 0; top: .55em; width: 5px; height: 5px; border-radius: 50%; background: var(--finoza-green); }

/* ========================================================
   UNIFIED HERO ENTRANCE CHOREOGRAPHY (MODERN & PROFESSIONAL)
   ======================================================== */
.finoza .hero-left .welcome-pill {
  animation: heroFadeUp 0.8s cubic-bezier(0.16, 1, 0.3, 1) 0.05s both;
}

.finoza .hero-left h1 {
  animation: heroFadeUp 0.85s cubic-bezier(0.16, 1, 0.3, 1) 0.16s both;
}

.finoza .hero-left .hero-audience-line {
  animation: heroFadeUp 0.85s cubic-bezier(0.16, 1, 0.3, 1) 0.28s both;
}

.finoza .hero-left .hero-desc {
  animation: heroFadeUp 0.85s cubic-bezier(0.16, 1, 0.3, 1) 0.38s both;
}

.finoza .hero-left .hero-btn-row {
  animation: heroFadeUp 0.85s cubic-bezier(0.16, 1, 0.3, 1) 0.48s both;
}

.finoza .hero-left .hero-location {
  animation: heroFadeUp 0.85s cubic-bezier(0.16, 1, 0.3, 1) 0.58s both;
}

.finoza .hero-right .finoza-calculator-wrap {
  animation: heroCalcEntrance 0.95s cubic-bezier(0.16, 1, 0.3, 1) 0.25s both;
}

/* Subpage Hero Entrance Animation */
.finoza .subpage-hero .container {
  animation: heroFadeUp 0.85s cubic-bezier(0.16, 1, 0.3, 1) 0.1s both;
}

@keyframes heroFadeUp {
  0% {
    opacity: 0;
    transform: translateY(22px);
  }
  100% {
    opacity: 1;
    transform: translateY(0);
  }
}

@keyframes heroCalcEntrance {
  0% {
    opacity: 0;
    transform: translateY(30px) scale(0.985);
  }
  100% {
    opacity: 1;
    transform: translateY(0) scale(1);
  }
}

/* ========================================================
   INTERACTIVE UAE CORPORATE TAX & VAT CALCULATOR (HERO RIGHT)
   ======================================================== */
.finoza .finoza-calculator-wrap {
  position: relative;
  width: 100%;
  max-width: 580px;
  margin-inline: auto;
}

/* Floating Regulatory Trust Badge */
.finoza .calc-float-pill {
  position: absolute;
  top: -14px;
  right: 14px;
  z-index: 10;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 6px 14px;
  background: rgba(255, 255, 255, 0.95);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border: 1px solid rgba(0, 176, 116, 0.22);
  border-radius: 9999px;
  box-shadow: 0 8px 24px rgba(7, 60, 52, 0.08);
  font-family: var(--font-display);
  font-size: 0.68rem;
  font-weight: 750;
  color: var(--finoza-forest);
  letter-spacing: 0.02em;
}

/* Pulsing live dot */
.finoza .live-dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--finoza-green);
  box-shadow: 0 0 0 rgba(0, 176, 116, 0.6);
  animation: pulseDot 2s infinite;
  flex-shrink: 0;
}
@keyframes pulseDot {
  0% { box-shadow: 0 0 0 0 rgba(0, 176, 116, 0.6); }
  70% { box-shadow: 0 0 0 8px rgba(0, 176, 116, 0); }
  100% { box-shadow: 0 0 0 0 rgba(0, 176, 116, 0); }
}

/* Main Calculator Card: Duotek Editorial Card Architecture */
.finoza .finoza-tax-calc {
  position: relative;
  background: rgba(255, 255, 255, 0.92);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  border: 1px solid rgba(7, 60, 52, 0.1);
  border-radius: 24px;
  box-shadow:
    0 0 0 1px rgba(255, 255, 255, 0.9),
    0 24px 60px rgba(7, 60, 52, 0.08),
    0 6px 20px rgba(7, 60, 52, 0.03);
  overflow: hidden;
  transition: box-shadow 0.3s ease;
}

/* Header */
.finoza .calc-header {
  padding: 22px 24px 16px;
  background: #fbfdfc;
  border-bottom: 1px solid rgba(7, 60, 52, 0.08);
}
.finoza .calc-header-top {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 8px;
}
.finoza .calc-tag {
  display: inline-block;
  padding: 3px 10px;
  background: rgba(0, 176, 116, 0.1);
  color: var(--finoza-green);
  border-radius: 99px;
  font-size: 0.62rem;
  font-weight: 850;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}
.finoza .calc-lead-badge {
  font-size: 0.64rem;
  font-weight: 800;
  color: var(--finoza-muted);
}
.finoza .calc-header h3 {
  margin: 0 0 4px;
  font-size: 1.18rem;
  font-weight: 850;
  color: var(--finoza-forest);
  line-height: 1.25;
}
.finoza .calc-header p {
  margin: 0;
  font-size: 0.74rem;
  color: var(--finoza-muted);
  line-height: 1.35;
}

/* Body */
.finoza .calc-body {
  padding: 20px 24px;
  display: flex;
  flex-direction: column;
  gap: 16px;
}
.finoza .calc-group {
  display: flex;
  flex-direction: column;
  gap: 8px;
}
.finoza .calc-label {
  font-size: 0.74rem;
  font-weight: 800;
  color: var(--finoza-forest);
  letter-spacing: -0.01em;
}

/* 1. Toggle Group for Jurisdiction */
.finoza .calc-toggle-group {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 8px;
}
.finoza .calc-toggle-btn {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  justify-content: center;
  min-height: 56px;
  padding: 10px 14px;
  background: #f7faf8;
  border: 1.5px solid rgba(7, 60, 52, 0.1);
  border-radius: 10px;
  cursor: pointer;
  font-family: inherit;
  text-align: left;
  transition: background 0.2s ease, border-color 0.2s ease, box-shadow 0.2s ease;
  box-sizing: border-box;
}
.finoza .calc-toggle-btn .toggle-name {
  font-size: 0.78rem;
  font-weight: 800;
  color: var(--finoza-forest);
}
.finoza .calc-toggle-btn small {
  font-size: 0.64rem;
  color: var(--finoza-muted);
  margin-top: 2px;
}
.finoza .calc-toggle-btn:hover {
  background: #ffffff;
  border-color: var(--finoza-green);
}
.finoza .calc-toggle-btn.active {
  background: var(--finoza-forest);
  border-color: var(--finoza-forest);
  box-shadow: 0 4px 14px rgba(7, 60, 52, 0.18);
}
.finoza .calc-toggle-btn.active .toggle-name {
  color: #ffffff;
}
.finoza .calc-toggle-btn.active small {
  color: var(--finoza-green-bright);
}

/* 2. Slider */
.finoza .slider-header {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
}
.finoza .slider-display {
  font-size: 0.94rem;
  font-weight: 900;
  color: var(--finoza-green);
  letter-spacing: -0.02em;
}
.finoza .calc-slider {
  -webkit-appearance: none;
  appearance: none;
  width: 100%;
  height: 6px;
  background: #dbeae2;
  border-radius: 99px;
  outline: none;
  cursor: pointer;
  margin: 6px 0 2px;
}
.finoza .calc-slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 20px;
  height: 20px;
  border-radius: 50%;
  background: var(--finoza-green);
  border: 3px solid #ffffff;
  box-shadow: 0 2px 8px rgba(0, 176, 116, 0.4);
  cursor: pointer;
  transition: transform 0.15s ease, background-color 0.15s ease;
}
.finoza .calc-slider::-webkit-slider-thumb:hover {
  transform: scale(1.15);
  background: var(--finoza-green-bright);
}
.finoza .calc-slider::-moz-range-thumb {
  width: 20px;
  height: 20px;
  border-radius: 50%;
  background: var(--finoza-green);
  border: 3px solid #ffffff;
  box-shadow: 0 2px 8px rgba(0, 176, 116, 0.4);
  cursor: pointer;
}
.finoza .slider-preset-row {
  display: flex;
  gap: 6px;
  margin-top: 4px;
}
.finoza .preset-pill {
  flex: 1;
  padding: 4px 6px;
  background: #f2f7f4;
  border: 1px solid rgba(7, 60, 52, 0.08);
  border-radius: 6px;
  font-family: inherit;
  font-size: 0.65rem;
  font-weight: 750;
  color: var(--finoza-forest);
  cursor: pointer;
  transition: all 0.15s ease;
}
.finoza .preset-pill:hover {
  background: #ffffff;
  border-color: var(--finoza-green);
  color: var(--finoza-green);
}
.finoza .preset-pill.active {
  background: var(--finoza-forest);
  border-color: var(--finoza-forest);
  color: #ffffff;
}

/* 3. Margin Pills */
.finoza .calc-margin-pills {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 6px;
}
.finoza .margin-pill {
  padding: 6px 8px;
  background: #f7faf8;
  border: 1px solid rgba(7, 60, 52, 0.1);
  border-radius: 6px;
  font-family: inherit;
  font-size: 0.72rem;
  font-weight: 800;
  color: var(--finoza-forest);
  cursor: pointer;
  transition: all 0.15s ease;
}
.finoza .margin-pill:hover {
  background: #ffffff;
  border-color: var(--finoza-green);
}
.finoza .margin-pill.active {
  background: var(--finoza-forest);
  border-color: var(--finoza-forest);
  color: #ffffff;
}

/* Results Box: Multi-tone Deep Emerald Card */
.finoza .calc-results-card {
  position: relative;
  overflow: hidden;
  padding: 18px 20px;
  background: linear-gradient(135deg, #052a24 0%, #073c34 55%, #0d594b 100%);
  border-radius: 16px;
  color: #ffffff;
  box-shadow: 0 12px 28px rgba(7, 60, 52, 0.22), inset 0 1px 0 rgba(255, 255, 255, 0.12);
  transition: transform 0.25s cubic-bezier(0.16, 1, 0.3, 1), box-shadow 0.25s ease;
}

/* Recalculation Top Shimmer Beam */
.finoza .calc-results-card::before {
  content: "";
  position: absolute;
  top: 0;
  left: -100%;
  width: 100%;
  height: 2px;
  background: linear-gradient(90deg, transparent, #22c55e, #a6d8c1, #ffffff, transparent);
  opacity: 0;
  z-index: 10;
  pointer-events: none;
}
.finoza .calc-results-card.is-calculating::before {
  opacity: 1;
  animation: calcScanShimmer 0.35s cubic-bezier(0.4, 0, 0.2, 1) forwards;
}

@keyframes calcScanShimmer {
  0% { left: -100%; opacity: 0.8; }
  50% { opacity: 1; }
  100% { left: 100%; opacity: 0; }
}

/* Smooth, stable micro-fade for values when recalculating without text jitter */
.finoza .calc-results-card .result-amount,
.finoza .calc-results-card .result-status-badge,
.finoza .calc-results-card .result-note,
.finoza .calc-results-card .result-sub-amount {
  transition: opacity 0.15s ease;
  will-change: opacity;
}

.finoza .calc-results-card.is-calculating .result-amount,
.finoza .calc-results-card.is-calculating .result-status-badge,
.finoza .calc-results-card.is-calculating .result-sub-amount {
  opacity: 0.82;
}

/* Primary Top Tax Highlight */
.finoza .result-top-tax {
  padding-bottom: 12px;
  margin-bottom: 12px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.12);
}
.finoza .tax-header-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 8px;
  flex-wrap: nowrap;
}
.finoza .result-label {
  font-size: 0.63rem;
  font-weight: 750;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  color: #a6d8c1;
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
}
.finoza .result-amount {
  display: block;
  font-size: 1.55rem;
  font-weight: 900;
  color: #ffffff;
  line-height: 1.15;
  letter-spacing: -0.03em;
  margin: 5px 0 3px;
  white-space: nowrap;
  font-variant-numeric: tabular-nums;
}
.finoza .result-status-badge {
  display: inline-flex;
  align-items: center;
  padding: 3px 9px;
  border-radius: 4px;
  font-size: 0.6rem;
  font-weight: 800;
  line-height: 1.25;
  white-space: nowrap;
  flex-shrink: 0;
}
.finoza .result-status-badge.under-threshold {
  background: rgba(0, 200, 83, 0.22);
  color: #79f7a6;
}
.finoza .result-status-badge.taxable {
  background: rgba(255, 171, 0, 0.22);
  color: #ffd166;
}
.finoza .result-status-badge.freezone-relief {
  background: rgba(0, 176, 116, 0.28);
  color: #69f0ae;
}
.finoza .result-note {
  font-size: 0.63rem;
  color: #b0d4c8;
  line-height: 1.35;
  display: block;
}
.finoza .result-top-tax .result-note {
  min-height: 1.35em;
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
}

/* Secondary 2-Column Sub-Grid (VAT & E-Invoicing) */
.finoza .results-sub-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}
.finoza .sub-result-block {
  display: flex;
  flex-direction: column;
}
.finoza .sub-result-block:first-child {
  border-right: 1px solid rgba(255, 255, 255, 0.12);
  padding-right: 14px;
}
.finoza .result-sub-amount {
  display: block;
  font-size: 0.86rem;
  font-weight: 800;
  color: #ffffff;
  line-height: 1.25;
  margin: 4px 0 2px;
}
.finoza .results-sub-grid .result-note {
  white-space: normal;
  overflow: visible;
  text-overflow: clip;
  min-height: 2.7em;
  line-height: 1.35;
  word-break: normal;
  overflow-wrap: break-word;
}

/* Footer Action */
.finoza .calc-footer {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 14px;
  padding: 13px 24px;
  background: #f4faf6;
  border-top: 1px solid rgba(7, 60, 52, 0.08);
}
.finoza .calc-footer-info {
  display: flex;
  flex-direction: column;
}
.finoza .calc-footer-info strong {
  font-size: 0.72rem;
  font-weight: 800;
  color: var(--finoza-forest);
}
.finoza .calc-footer-info span {
  font-size: 0.64rem;
  color: var(--finoza-muted);
}
.finoza .calc-cta-btn {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 8px 16px;
  background: var(--finoza-green);
  color: #ffffff;
  border-radius: 8px;
  font-size: 0.74rem;
  font-weight: 800;
  white-space: nowrap;
  transition: transform 0.2s ease, background 0.2s ease;
}
.finoza .calc-cta-btn:hover {
  background: var(--finoza-forest);
  transform: translateY(-1px);
}
.finoza .calc-cta-btn .cta-arrow {
  transition: transform 0.2s ease;
}
.finoza .calc-cta-btn:hover .cta-arrow {
  transform: translateX(3px);
}

/* Calculator Disclaimer */
.finoza .calc-disclaimer {
  margin: 10px 0 0;
  font-size: 0.68rem;
  color: #60796e;
  text-align: center;
  line-height: 1.4;
  letter-spacing: 0.01em;
}

/* A service index replaces the familiar centered card deck. */
.finoza .finoza-services { background: #f7faf7; }
.finoza .services-head { max-width: none; margin-bottom: 50px; text-align: left; display: grid; grid-template-columns: 1fr .7fr; gap: 50px; align-items: end; }
.finoza .services-head .finoza-tag { grid-column: 1 / -1; margin-bottom: -32px; }
.finoza .services-head p { margin: 0; max-width: 430px; color: var(--finoza-muted); font-size: 1.03rem; }
.finoza .finoza-cards-deck { display: grid; grid-template-columns: 1fr; gap: 0; border-top: 1px solid #bfcfc8; }
.finoza .service-box {
  display: grid;
  grid-template-columns: 54px 66px minmax(210px, .65fr) 1fr 44px;
  gap: 22px;
  align-items: center;
  padding: 26px 10px;
  border: 0;
  border-bottom: 1px solid #bfcfc8;
  border-radius: 0;
  background: transparent;
  text-align: left;
  transition: padding .2s ease, background .2s ease;
}
.finoza .service-box:hover { padding-inline: 24px; transform: none; background: #fff; box-shadow: none; }
.finoza .service-index { color: var(--finoza-green); font-size: .7rem; font-weight: 900; letter-spacing: .12em; }
.finoza .icon-circle { width: 52px; height: 52px; margin: 0; border-radius: 4px; box-shadow: none; background: #dff4e8; }
.finoza .service-box h3 { margin: 0; font-size: 1.18rem; }
.finoza .service-box p { margin: 0; max-width: 520px; }
.finoza .arrow-circle-btn { margin: 0; border-radius: 4px; }

@media (max-width: 1024px) {
  .finoza .hero-layout { grid-template-columns: 1fr; gap: 64px; padding-bottom: 70px; }
  .finoza .advisory-compass { width: min(84vw, 480px); }
  .finoza .services-head { grid-template-columns: 1fr; gap: 20px; }
  .finoza .services-head .finoza-tag { grid-column: auto; margin-bottom: -5px; }
  .finoza .service-box { grid-template-columns: 48px 58px minmax(190px, .65fr) 1fr 40px; gap: 16px; }
}

@media (max-width: 768px) {
  .finoza .finoza-hero { padding-top: 110px; }
  .finoza .hero-left h1 { font-size: clamp(2.4rem, 11vw, 4.2rem); line-height: 1.02; }
  .finoza .hero-audience-line { font-size: 1.02rem; margin: -4px 0 12px; }
  .finoza .hero-desc { font-size: 1rem; }
  .finoza .finoza-calculator-wrap { max-width: 100%; }
  .finoza .calc-float-pill { top: -12px; right: 8px; font-size: 0.6rem; padding: 4px 10px; }
  .finoza .service-box { grid-template-columns: 36px 1fr 34px; gap: 12px; }
  .finoza .service-box .icon-circle { display: none; }
  .finoza .service-box h3 { font-size: 1.05rem; }
  .finoza .service-box p { grid-column: 2 / -1; font-size: 0.88rem; }
  .finoza .service-box .arrow-circle-btn { grid-column: 3; grid-row: 1; }
}

@media (max-width: 480px) {
  .finoza .finoza-hero { padding-top: 100px; padding-bottom: 40px; }
  .finoza .hero-btn-row { width: 100%; flex-direction: column; align-items: stretch; gap: 12px; }
  .finoza .hero-btn-row .button-finoza,
  .finoza .hero-btn-row .hero-text-link { width: 100%; justify-content: center; text-align: center; }
  .finoza .hero-location { gap: 10px 18px; margin-top: 28px; }
  .finoza .calc-header { padding: 16px 14px 12px; }
  .finoza .calc-header h3 { font-size: 1.15rem; }
  .finoza .calc-header p { font-size: 0.74rem; }
  .finoza .calc-body { padding: 14px; gap: 14px; }
  .finoza .calc-toggle-btn { padding: 8px 10px; font-size: 0.74rem; }
  .finoza .slider-display { font-size: 0.86rem; }
  .finoza .slider-preset-row { flex-wrap: wrap; gap: 4px; }
  .finoza .preset-pill { flex: 1 1 45%; padding: 5px 6px; font-size: 0.64rem; }
  .finoza .calc-margin-pills { gap: 4px; }
  .finoza .margin-pill { padding: 6px 4px; font-size: 0.7rem; }
  .finoza .calc-results-card { padding: 14px 12px; }
  .finoza .result-amount { font-size: 1.35rem; }
  .finoza .result-status-badge { font-size: 0.56rem; padding: 2px 7px; }
  .finoza .results-sub-grid { grid-template-columns: 1fr; gap: 10px; }
  .finoza .sub-result-block:first-child { border-right: 0; border-bottom: 1px solid rgba(255, 255, 255, 0.12); padding-right: 0; padding-bottom: 10px; }
  .finoza .calc-footer { flex-direction: column; align-items: stretch; text-align: center; gap: 10px; padding: 14px 14px; }
  .finoza .calc-cta-btn { justify-content: center; width: 100%; }
  .finoza .calc-float-pill { position: static; margin-bottom: 10px; width: 100%; justify-content: center; }
  .finoza .calc-disclaimer { font-size: 0.65rem; }
}

@media (max-width: 360px) {
  .finoza .calc-header { padding: 14px 12px 10px; }
  .finoza .calc-header h3 { font-size: 1.02rem; }
  .finoza .calc-body { padding: 12px 10px; }
  .finoza .calc-toggle-btn { padding: 6px 8px; font-size: 0.68rem; }
  .finoza .preset-pill { font-size: 0.6rem; padding: 4px 4px; }
  .finoza .margin-pill { font-size: 0.65rem; padding: 5px 2px; }
  .finoza .calc-results-card { padding: 12px 10px; }
  .finoza .result-amount { font-size: 1.25rem; }
}

/* ========================================================
   MULTI-PAGE SUBPAGE ARCHITECTURE
   ======================================================== */
.finoza .nav-links a.active {
  color: var(--finoza-green);
  font-weight: 800;
  position: relative;
}
.finoza .nav-links a.active::after {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  bottom: -6px;
  height: 2px;
  background: var(--finoza-green);
  border-radius: 99px;
}

.finoza .subpage-hero {
  background: var(--finoza-mint);
  padding: clamp(100px, 14vw, 155px) 0 clamp(40px, 6vw, 75px);
  position: relative;
  border-bottom: 1px solid var(--finoza-border);
}

.finoza .breadcrumb {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 8px 10px;
  font-size: clamp(0.72rem, 1.4vw, 0.82rem);
  font-weight: 750;
  color: var(--finoza-muted);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 18px;
}
.finoza .breadcrumb a {
  color: var(--finoza-green);
  transition: color 0.2s;
}
.finoza .breadcrumb a:hover {
  color: var(--finoza-forest);
}

.finoza .subpage-hero h1 {
  font-size: clamp(2rem, 5vw, 3.8rem);
  color: var(--finoza-forest);
  margin: 0 0 16px;
  line-height: 1.1;
  letter-spacing: -0.04em;
  font-weight: 800;
  overflow-wrap: break-word;
}
.finoza .subpage-hero p {
  font-size: clamp(1rem, 1.8vw, 1.15rem);
  color: var(--finoza-muted);
  max-width: 720px;
  margin: 0;
  line-height: 1.65;
}

/* Values & Mission Cards */
.finoza .values-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-top: 50px;
}
.finoza .value-card {
  background: white;
  border: 1px solid var(--finoza-border);
  border-radius: 18px;
  padding: 36px 30px;
  box-shadow: 0 10px 30px rgba(7, 60, 52, 0.04);
  transition: transform 0.2s, box-shadow 0.2s;
}
.finoza .value-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 18px 45px rgba(7, 60, 52, 0.08);
}
.finoza .value-card-badge {
  display: inline-block;
  padding: 6px 14px;
  border-radius: 999px;
  background: #dff4e8;
  color: var(--finoza-forest);
  font-size: 0.72rem;
  font-weight: 850;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  margin-bottom: 20px;
}
.finoza .value-card h3 {
  font-size: 1.45rem;
  color: var(--finoza-forest);
  margin: 0 0 14px;
}
.finoza .value-card p {
  font-size: 0.94rem;
  color: var(--finoza-muted);
  line-height: 1.6;
  margin: 0;
}

/* Full Services Grid */
.finoza .services-catalog-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 30px;
  margin-top: 48px;
}
.finoza .catalog-card {
  background: white;
  border: 1px solid var(--finoza-border);
  border-radius: 20px;
  padding: 40px 36px;
  display: flex;
  flex-direction: column;
  transition: transform 0.25s, box-shadow 0.25s, border-color 0.25s;
}
.finoza .catalog-card:hover {
  transform: translateY(-4px);
  border-color: var(--finoza-green);
  box-shadow: 0 20px 50px rgba(7, 60, 52, 0.08);
}
.finoza .catalog-card-head {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 22px;
}
.finoza .catalog-card-head .service-index {
  font-size: 0.8rem;
  font-weight: 900;
  color: var(--finoza-green);
}
.finoza .catalog-tag {
  font-size: 0.7rem;
  font-weight: 800;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  padding: 4px 12px;
  border-radius: 999px;
  background: #eef6f0;
  color: var(--finoza-forest);
}
.finoza .catalog-card h3 {
  font-size: 1.6rem;
  color: var(--finoza-forest);
  margin: 0 0 14px;
  letter-spacing: -0.03em;
}
.finoza .catalog-card p {
  font-size: 0.96rem;
  color: var(--finoza-muted);
  line-height: 1.65;
  margin: 0 0 24px;
  flex: 1;
}
.finoza .catalog-deliverables {
  list-style: none;
  padding: 0;
  margin: 0 0 28px;
  display: grid;
  gap: 10px;
}
.finoza .catalog-deliverables li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 0.88rem;
  color: #2b403a;
  line-height: 1.45;
}
.finoza .catalog-deliverables li svg {
  width: 16px;
  height: 16px;
  color: var(--finoza-green);
  flex-shrink: 0;
  margin-top: 3px;
}

/* VAT Specification Table / Checklist */
.finoza .vat-matrix-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-top: 48px;
}
.finoza .vat-card-feature {
  background: white;
  border: 1px solid var(--finoza-border);
  border-radius: 18px;
  padding: 34px 28px;
}
.finoza .vat-card-feature .spec-badge {
  font-size: 0.72rem;
  font-weight: 850;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--finoza-green);
  display: block;
  margin-bottom: 12px;
}
.finoza .vat-card-feature h3 {
  font-size: 1.35rem;
  color: var(--finoza-forest);
  margin: 0 0 12px;
}
.finoza .vat-card-feature p {
  font-size: 0.92rem;
  color: var(--finoza-muted);
  line-height: 1.6;
  margin: 0;
}

/* Contact Info Blocks */
.finoza .contact-cards-row {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-bottom: 50px;
}
.finoza .contact-info-card {
  background: white;
  border: 1px solid var(--finoza-border);
  border-radius: 18px;
  padding: 32px 28px;
  display: flex;
  align-items: flex-start;
  gap: 18px;
}
.finoza .contact-info-icon {
  width: 50px;
  height: 50px;
  border-radius: 14px;
  background: #eef6f0;
  color: var(--finoza-green);
  display: grid;
  place-items: center;
  flex-shrink: 0;
}
.finoza .contact-info-card h4 {
  font-size: 0.76rem;
  font-weight: 800;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--finoza-muted);
  margin: 0 0 6px;
}
.finoza .contact-info-card strong {
  display: block;
  font-size: 1.15rem;
  color: var(--finoza-forest);
  margin-bottom: 4px;
}
.finoza .contact-info-card p {
  font-size: 0.86rem;
  color: var(--finoza-muted);
  margin: 0;
  line-height: 1.5;
}
.finoza .contact-info-card a {
  color: var(--finoza-forest);
  text-decoration: none;
  transition: color 0.2s;
}
.finoza .contact-info-card a:hover {
  color: var(--finoza-green);
}

/* Contact Split Section & Form Stack */
.finoza .cta-banner-dark {
  text-align: left;
  background: var(--finoza-forest);
}
.finoza .contact-split-grid {
  display: grid;
  grid-template-columns: 1fr 1.3fr;
  gap: 50px;
  align-items: start;
}
.finoza .contact-split-grid h2 {
  color: #ffffff;
  font-size: clamp(1.8rem, 3.2vw, 2.8rem);
  line-height: 1.15;
  margin: 12px 0 16px;
  overflow-wrap: break-word;
}
.finoza .contact-split-grid p {
  color: rgba(255, 255, 255, 0.85);
  font-size: 1.02rem;
  line-height: 1.6;
  margin: 0 0 24px;
}
.finoza .contact-split-grid .hero-location {
  color: rgba(255, 255, 255, 0.75);
}
.finoza .form-stack {
  display: grid;
  gap: 14px;
  width: 100%;
}
.finoza .form-field-wrap {
  width: 100%;
  min-width: 0;
}
.finoza .form-dual-fields {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
  width: 100%;
}
.finoza .form-dual-fields > div {
  width: 100%;
  min-width: 0;
}
.finoza .form-btn-row {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 8px;
  width: 100%;
}
.finoza .form-btn-row > * {
  flex: 1 1 200px;
}
.finoza .form-btn-row .button-finoza {
  width: 100%;
  height: 52px;
  justify-content: center;
  font-size: .92rem;
  font-weight: 700;
  box-shadow: 0 10px 24px rgba(0, 176, 116, 0.35);
  border-radius: 12px;
  padding: 0 16px;
}
.finoza .button-whatsapp {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  height: 52px;
  padding: 0 18px;
  background: #25D366;
  color: #ffffff !important;
  font-size: .92rem;
  font-weight: 700;
  border-radius: 12px;
  text-decoration: none;
  box-shadow: 0 10px 24px rgba(37, 211, 102, 0.32);
  transition: transform 0.2s cubic-bezier(0.16, 1, 0.3, 1), box-shadow 0.2s, background-color 0.2s;
  cursor: pointer;
  white-space: nowrap;
}
.finoza .button-whatsapp:hover {
  background: #20bd5a;
  transform: translateY(-2px);
  box-shadow: 0 14px 28px rgba(37, 211, 102, 0.44);
  color: #ffffff !important;
}
.finoza .button-whatsapp .whatsapp-real-icon {
  width: 22px;
  height: 22px;
  flex-shrink: 0;
  filter: drop-shadow(0 1px 2px rgba(0, 0, 0, 0.15));
}

/* Multi-Page Grid & Component Breakpoints */
@media (max-width: 1024px) {
  .finoza .values-grid { grid-template-columns: repeat(2, 1fr); gap: 20px; }
  .finoza .services-catalog-grid { grid-template-columns: 1fr; gap: 28px; }
  .finoza .vat-matrix-grid { grid-template-columns: repeat(2, 1fr); gap: 20px; }
  .finoza .contact-cards-row { grid-template-columns: repeat(2, 1fr); gap: 20px; }
}

@media (max-width: 900px) {
  .finoza .contact-split-grid {
    grid-template-columns: 1fr;
    gap: 36px;
  }
}

@media (max-width: 768px) {
  .finoza .values-grid { grid-template-columns: 1fr; }
  .finoza .vat-matrix-grid { grid-template-columns: 1fr; }
  .finoza .contact-cards-row { grid-template-columns: 1fr; }
  .finoza .services-head { text-align: left; }
}

@media (max-width: 580px) {
  .finoza .form-dual-fields { grid-template-columns: 1fr; gap: 12px; }
  .finoza .catalog-card { padding: 30px 22px; }
  .finoza .catalog-card h3 { font-size: 1.35rem; }
  .finoza .value-card { padding: 28px 22px; }
  .finoza .vat-card-feature { padding: 26px 20px; }
  .finoza .contact-info-card { padding: 24px 20px; }
  .finoza .cta-banner { padding: 36px 20px; }
  .finoza .finoza-form-clean input { font-size: 16px; } /* Prevents iOS Safari input focus zoom */
}

@media (max-width: 380px) {
  .finoza .catalog-card { padding: 24px 16px; border-radius: 14px; }
  .finoza .value-card { padding: 24px 16px; border-radius: 14px; }
  .finoza .vat-card-feature { padding: 22px 16px; border-radius: 14px; }
  .finoza .contact-info-card { padding: 20px 16px; border-radius: 14px; }
  .finoza .contact-info-icon { width: 44px; height: 44px; }
  .finoza .button-finoza { padding: 12px 18px; font-size: 0.82rem; }
}

/* Legal Policy & Terms Content Layout: Expanded Centered Document Architecture */
.finoza .legal-section {
  padding: 48px 0 100px;
  background: #fbfaf7;
  position: relative;
}

/* Master Centered Reading Card */
.finoza .legal-single-card,
.finoza .legal-document-shell,
.finoza .legal-content-card,
.finoza .legal-grid {
  display: block;
  max-width: 980px;
  margin: 0 auto;
  background: #ffffff;
  border: 1px solid var(--finoza-border);
  border-radius: 22px;
  box-shadow: 0 16px 44px rgba(7, 60, 52, 0.04), 0 2px 8px rgba(7, 60, 52, 0.02);
  padding: clamp(32px, 5vw, 64px) clamp(24px, 5.5vw, 68px) 80px;
  box-sizing: border-box;
}

/* Article Top Metadata Header */
.finoza .legal-article-header {
  margin-bottom: 24px;
}
.finoza .legal-meta-row {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  padding-bottom: 18px;
  border-bottom: 1px solid rgba(7, 60, 52, 0.08);
}
.finoza .legal-meta-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 6px 14px;
  background: var(--finoza-mint);
  border: 1px solid rgba(0, 176, 116, 0.2);
  border-radius: 999px;
  font-size: 0.78rem;
  font-weight: 700;
  color: var(--finoza-forest);
  margin-bottom: 0;
}
.finoza .legal-version-badge {
  font-size: 0.76rem;
  font-weight: 650;
  color: var(--finoza-muted);
  background: #fafaf8;
  border: 1px solid var(--finoza-border);
  padding: 5px 12px;
  border-radius: 999px;
}

/* Executive Callout */
.finoza .legal-callout {
  background: var(--finoza-mint);
  border-left: 4px solid var(--finoza-green);
  border-radius: 0 12px 12px 0;
  padding: 20px 24px;
  margin: 24px 0 32px;
}
.finoza .legal-callout p {
  margin: 0;
  font-size: 0.94rem;
  color: var(--finoza-forest);
  font-weight: 500;
  line-height: 1.68;
}

/* Quick Inline Section Navigator (Collapsible Accordion) */
.finoza .legal-toc-bar {
  margin: 24px 0 36px;
}
.finoza .legal-toc-accordion {
  background: #faf9f6;
  border: 1px solid var(--finoza-border);
  border-radius: 14px;
  overflow: hidden;
  transition: border-color 0.2s, box-shadow 0.2s;
}
.finoza .legal-toc-accordion[open] {
  border-color: rgba(0, 176, 116, 0.4);
  box-shadow: 0 4px 16px rgba(7, 60, 52, 0.04);
}
.finoza .legal-toc-summary {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 13px 18px;
  cursor: pointer;
  user-select: none;
  list-style: none;
}
.finoza .legal-toc-summary::-webkit-details-marker {
  display: none;
}
.finoza .legal-toc-summary .toc-badge {
  font-size: 0.68rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--finoza-green);
  background: var(--finoza-mint);
  padding: 3px 9px;
  border-radius: 999px;
  flex-shrink: 0;
}
.finoza .legal-toc-summary .toc-label {
  font-size: 0.86rem;
  font-weight: 700;
  color: var(--finoza-forest);
  flex: 1;
}
.finoza .legal-toc-summary .toc-arrow {
  font-size: 0.82rem;
  color: var(--finoza-muted);
  transition: transform 0.2s;
}
.finoza .legal-toc-accordion[open] .toc-arrow {
  transform: rotate(180deg);
  color: var(--finoza-green);
}
.finoza .legal-toc-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 8px 16px;
  padding: 16px 18px 20px;
  border-top: 1px solid rgba(7, 60, 52, 0.08);
  background: #ffffff;
}
.finoza .legal-toc-grid a {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.84rem;
  font-weight: 600;
  color: var(--finoza-muted);
  text-decoration: none;
  padding: 6px 8px;
  border-radius: 8px;
  transition: all 0.2s;
  line-height: 1.35;
}
.finoza .legal-toc-grid a:hover {
  color: var(--finoza-green);
  background: var(--finoza-mint);
  transform: translateX(3px);
}
.finoza .legal-toc-grid a .t-num {
  font-size: 0.72rem;
  font-weight: 800;
  color: var(--finoza-green);
  font-variant-numeric: tabular-nums;
}

/* Typography & Headings */
.finoza .legal-single-card h2,
.finoza .legal-content-body h2,
.finoza .legal-content-card h2 {
  font-size: clamp(1.35rem, 2.3vw, 1.8rem);
  color: var(--finoza-forest);
  margin: 44px 0 14px;
  letter-spacing: -0.025em;
  line-height: 1.3;
  padding-top: 26px;
  border-top: 1px solid rgba(7, 60, 52, 0.08);
  scroll-margin-top: 110px;
}
.finoza .legal-single-card h2:first-of-type,
.finoza .legal-content-body h2:first-of-type,
.finoza .legal-content-card h2:first-of-type {
  margin-top: 0;
  padding-top: 0;
  border-top: none;
}
.finoza .legal-single-card h3,
.finoza .legal-content-body h3,
.finoza .legal-content-card h3 {
  font-size: 1.1rem;
  color: var(--finoza-forest);
  margin: 24px 0 10px;
  line-height: 1.35;
  font-weight: 750;
  scroll-margin-top: 110px;
}
.finoza .legal-single-card p,
.finoza .legal-content-body p,
.finoza .legal-content-card p {
  font-size: 0.98rem;
  line-height: 1.8;
  color: #2e4039;
  margin: 0 0 16px;
  max-width: 80ch;
}
.finoza .legal-single-card ul,
.finoza .legal-content-body ul,
.finoza .legal-content-card ul,
.finoza .legal-single-card ol,
.finoza .legal-content-body ol,
.finoza .legal-content-card ol {
  margin: 0 0 22px 20px;
  padding: 0;
  color: #2e4039;
  line-height: 1.74;
  max-width: 80ch;
}
.finoza .legal-single-card li,
.finoza .legal-content-body li,
.finoza .legal-content-card li {
  margin-bottom: 9px;
  padding-left: 4px;
}
.finoza .legal-single-card code,
.finoza .legal-content-body code,
.finoza .legal-content-card code {
  background: #f4f6f5;
  padding: 2px 7px;
  border-radius: 6px;
  font-size: 0.88em;
  color: var(--finoza-forest);
  border: 1px solid rgba(7, 60, 52, 0.08);
}

/* Footer Legal Links */
.finoza .footer-legal-links {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 0.8rem;
  color: rgba(255, 255, 255, 0.6);
}
.finoza .footer-legal-links a {
  color: rgba(255, 255, 255, 0.75);
  text-decoration: none;
  transition: color 0.2s;
}
.finoza .footer-legal-links a:hover {
  color: var(--finoza-green);
}

/* Tablet & Mobile Responsiveness */
@media (max-width: 768px) {
  .finoza .legal-toc-grid {
    grid-template-columns: 1fr;
  }
  .finoza .legal-single-card,
  .finoza .legal-document-shell,
  .finoza .legal-content-card {
    border-radius: 18px;
    padding: 30px 20px 50px;
  }
  .finoza .legal-section {
    padding: 30px 0 60px;
  }
}


/* Clean Form Action Group: Clear Submission Hierarchy & Instant WhatsApp Channel */
.finoza .form-action-group {
  display: flex;
  flex-direction: column;
  gap: 0;
  width: 100%;
  margin-top: 10px;
}
.finoza .form-action-group .form-submit-btn {
  width: 100%;
  height: 52px;
  background: #00b074;
  color: #04251d !important;
  font-family: var(--font-display);
  font-size: 0.95rem;
  font-weight: 800;
  border-radius: 9999px;
  border: none;
  cursor: pointer;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  box-shadow: 0 10px 24px rgba(0, 176, 116, 0.35);
  transition: transform 0.2s cubic-bezier(0.16, 1, 0.3, 1), background 0.2s ease, box-shadow 0.2s ease;
}
.finoza .form-action-group .form-submit-btn:hover {
  background: #05c282;
  color: #04251d !important;
  transform: translateY(-2px);
  box-shadow: 0 14px 30px rgba(0, 176, 116, 0.45);
}
.finoza .form-action-group .form-submit-btn span {
  color: #04251d !important;
}